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说明：  智能投顾练习数据。机器人理财是将人工智能导入传统的理财顾问服务，并非由实体的机器人帮助客户理财，而是透过网络线上互动，依据需求者设定的投资目的及风险承受度，透过计算机程序的算法，提供自动化的投资组合建议，不像传统临柜面对面理财服务需要许多的服务人员，其目的在于提升效率。(Robot financial management is the introduction of artificial intelligence into traditional financial advisory services. It is not the physical robots that help customers with financial management, but through online interaction on the Internet, according to the investment purpose and risk tolerance set by the demanders, and through the algorithm of computer programs, it provides automatic portfolio suggestions. Unlike the traditional face-to-face financial services, there are many service personnel, The aim is to improve efficiency.)